Even with an outstanding safety program in place, accidents will occur. A good claims management program will help reduce the claims cost, first, by implementing emergency procedures and arranging for potential medical services when setting up the wrap-up, and secondly, by immediately documenting the accident and following up with the injured worker and the medical facility.

With a wrap-up, all claims are under one carrier so less time is spent on administration and follow up.

An aggressive return-to-work program with a light duty release further reduces costs by getting the worker back on the job quickly.

Regular claims review meetings ensure that the client’s representative discusses every major open claim with the insurer. WRISC is available to assure proper application of deductibles and coverage interpretation.